Tired of spending a small fortune on the commute to work or school every day? Wish getting to and from work in the summer months was less of a chore and more of a fun ride? If so, you may want to look into getting a motorcycle.
There’s nothing like the feeling of the wind rushing by as you make your way down the open road. And you will spend less money on fuel to get from here to there.
But before you rush out to the motorcycle dealer to make a purchase, it’s important to take safety into consideration. Here’s a checklist of important things you should do:
1. Enroll in a training course. Though it’s common practice to experience your first ride in a parking lot, leave motorcycle training to the pros and take a Motorcycle Safety Foundation (MSF) course. The skills you’ll learn will last you a lifetime, and MSF instructors will educate you with fundamental skills that will make you a better, more competent rider.
2. Learn the rules of the road. Traffic laws are different for motorcycles, and each state’s Department of Motor Vehicles has online manuals for motorcyclists. Download one, and educate yourself on the laws that govern motorcycling.
3. Get licensed. There’s no excuse for riding on public roads without a license. Once you’ve taken an MSF course and learned the basics, schedule an appointment at your local DMV office and take the test.
4. Insurance. It’s a good idea to know all the motorcycle insurance coverage options available before purchasing a motorcycle. Just like with a car, you have the option of securing liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection (PIP) and medical payments coverage.
5. Safety gear. Motorcycling is a high-risk activity, and new riders are among the most vulnerable riders. Protecting yourself with proper safety gear is an easy way to save yourself from injury. Here are some other motorcycle safety tips from Allstate Insurance: Always wear a helmet that fits well, wear durable, non-slip gloves, and invest in a leather jacket and boots that cover your ankles.
As you’re out and enjoying a spin around town, keep in mind that while protective clothing can prevent you from getting badly hurt in the event of an accident, it is motorcycle insurance that will protect you financially. Don’t leave the driveway without it.
