Whether you’re new to the sport of motorcycling or an old pro, it’s important to keep safety top-of-mind every time you push up your kickstand. Approximately 4,700 people died in motorcycling accidents in 2009 in the 50 states and District of Columbia , according to the American Motorcyclists Association (AMA).
Here are some basic motorcycle safety tips to keep in mind every time you ride:
* If you’re a new rider, or someone who hasn’t been on a bike in a while, enroll in a rider-training course to brush up on your skills.
* Before hitting the open road, test the lights, brakes and turn signals, check the oil and fuel levels and make sure the mirrors are positioned correctly. You should also check the cables to make sure they aren’t worn or frayed, and lube the chain and adjust it according to the manufacturer’s specs.
* Invest in good gear. Pick a high-quality helmet that has a DOT label and that fits well. If it doesn’t have a face shield, pair it up with goggles or glasses with safety lenses. It’s also a good idea to wear a jacket and long pants, durable non-slip gloves and boots or sneakers that cover your ankles when you ride.
* When you’re out on the road, know your bike’s limits, stick to the speed limit and be respectful of other drivers. Don’t weave through traffic or drive on the shoulder, make sure other drivers can see you and brake smart. Use both brakes at the same time, slow and steady.
It’s also important to make sure your motorcycle insurance is up to date. Three kinds of motorcycle insurance coverage typically help get your bike back on the road after an accident. Collision coverage is generally for damages to your motorcycle that result from a collision with another object. Comprehensive coverage typically covers your bike if it’s damaged by flooding, wind, vandalism, theft or some other reason that doesn’t involve a crash with another vehicle.
If a driver with little or no insurance damages your car, or injures you or someone riding with you, uninsured/underinsured motorist bodily injury coverage generally can help protect you.
Other motorcycle insurance coverage options worth looking into include: coverage for medical and hospital expenses, lost income, services you would normally do yourself and child care expenses.
